Counseling agencies: The U.S. Department of Housing and Urban Development sponsors housing counseling agencies throughout the country that offer advice at little or no cost.
HOPE NOW: Alliance between counselors, mortgage companies, investors, and other mortgage market participants, in cooperation with the U.S. Departments of Treasury and HUD. Variety of links and toll-free number, 1-888-995-HOPE.
Housing and Economic Rights Advocates (HERA): not-for-profit legal service and advocacy organization specializing in foreclosure prevention.
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