Foreclosure Assistance

Homeowner and Renter Assistance
Update:  The state budget approved for the 2008/2009 and 2009/2010 fiscal year deleted funding for the Homeowner and Renter Assistance Program.  More...

ForeclosureInfoCA.org: This website is brought to you by LawHelpCalifornia.org, a project of the Public Interest Clearinghouse, and the State Bar of California.

City of Fairfield Housing Division: offers free workshops and links to other foreclosure resources.

Consumer Home Mortgage Information - Provided by the Sate of California, lists Housing Counselors for Solano County.

Counseling agencies: The U.S. Department of Housing and Urban Development sponsors housing counseling agencies throughout the country that offer advice at little or no cost.

Homeownership Preservation Foundation: This community development group offers free foreclosure-avoidance counseling and assistance contacting lenders.

Housing and Economic Rights Advocates (HERA): not-for-profit legal service and advocacy organization specializing in foreclosure prevention.

Internal Revenue Service: Answers to questions on the tax implications of foreclosure and debt cancellation.

Sacramento Housing and Redevelopment Agency: offers a list of resources with links to agencies as well as informational meetings and workshops for the public.

Your bank: Lenders emphasize that financially stressed homeowners should contact them well before the loan is scheduled to reset higher. Ask whether your loan can be modified, for example, by fixing the rate below the scheduled reset amount. Ask whether you qualify for forbearance – temporary reduction or suspension of payments. Consumers can also ask a community group to contact the lender on their behalf. Phone numbers of major servicers’ loss mitigation departments.

Updated August 2009